One of the best low-key benefits of Samsung's Galaxy flagships is Magnetic Secure Transmission (MST) payments, which allow you to use your phone for contactless payments at most credit card readers, as opposed to the NFC-based payments used by other digital wallets that require an explicitly compatible terminal. Samsung and Chase are now teaming up to bring that MST convenience to the Chase Pay app. Of course, a Chase card could be used for MST Payments via Samsung Pay before, but now the Chase Pay app gets that same direct convenience.

Chase customers with eligible cards, including Chase's Sapphire and Freedom, can make use of Chase Pay, but up until now, the company's payments have been based on an outdated QR code system. With the addition of MST via Samsung Pay, Chase Pay has finally caught up with the future. Since the Chase Pay service is provided by the bank itself, the app doesn't have a tedious card setup process, either. Compatible cards are already preloaded for your convenience to your account.

The addition of MST to Chase Pay might not be that big a deal for cardholders since they could always just use Samsung Pay, but both Chase and Samsung are confusingly pushing another angle pretty hard: Rewards benefits. Chase Pay customers can earn both Chase Ultimate Rewards points and Samsung Reward points for payments made in the app. Based on reader reports (Thanks, Justin W), that was already possible via adding the card to Samsung Pay, but both Chase and Samsung seem happy to present the concept as new anyway.

When you get right down to it, it doesn't really matter which app you use to make payments if it ends up on the same card anyway. Even if Samsung silently nerfed its rewards system earlier this year, now you can get the same benefits via Chase Pay.

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